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35916 72 d 9 h amit /trunk/profitmandi-dao/src/main/java/com/spice/profitmandi/ Add partnerType field to SD Credit page response for partner app  
35912 72 d 11 h amit /trunk/profitmandi-dao/src/main/java/com/spice/profitmandi/ Store loan-level overdue/penalty rates, dynamic credit terms and TnC via APIs

- Add overdue_rate and penalty_rate columns to Loan entity (frozen at creation)
- addInterest()/checkLoans() read from loan instead of global constants
- SDCreditResponseOut: add overdueRate, penaltyRate, creditTerms fields
- sdDirectService(): resolve effective credit days by partner type (20 for Diamond/Platinum)
- InvoiceService: build credit terms from loan rates instead of hardcoded strings
- Add reusable buildCreditTerms() helper in SDCreditServiceImpl		  
35087 229 d 4 h amit /trunk/profitmandi-dao/src/main/java/com/spice/profitmandi/ Added files for response out  
33449 698 d 10 h ranu /trunk/ add total due and utilization number on wallet  
33448 698 d 10 h ranu /trunk/ b2b sd credit add total due and utilization  
31020 1312 d 0 h tejbeer /trunk/ loan hold change  
30859 1358 d 6 h tejbeer /trunk/ sddirect loan