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36943 25 d 22 h amit /trunk/profitmandi-dao/src/main/ hdfc_payment: add credited flag to fix blocked manual add-money approval

Since r36927 the HDFC push-credits flow captures every payment into
hdfc_payment BEFORE validating the virtual account, so VA-missing/unmatched
rows are stored uncredited. The manual add-money approval guarded on mere
row existence, wrongly blocking these recoverable payments.

Add a credited flag (default false) set true only when a wallet credit
actually happens. Includes migration + backfill (reference=id AUTOMATED_ADVANCE
match, plus pre-r36927 rows credited by construction).