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- Rev 37993 2026-11-03 15:42:26
- Author: amit
- Log message:
- fix(sidbi): extend principal deduction schedule to 48 months and sum it correctly
Monthly SIDBI deductions crashed with IndexOutOfBounds once a sanction passed month 24, rolling back
the whole run (settled_amount frozen since 5 Apr 2026). Months 1-24 are kept; the remaining principal
is re-amortised over months 25-48 at 18% p.a. Deduction is now the running sum of months repaid
(was N x month-N value, which over-settled), and from month 48 the full loan is settled so settled_on is set.