Subversion Repositories SmartDukaan

Last modification

• Rev 35912 2026-03-02 12:44:53
• Author: amit

• Log message:

  Store loan-level overdue/penalty rates, dynamic credit terms and TnC via APIs
  
  - Add overdue_rate and penalty_rate columns to Loan entity (frozen at creation)
  - addInterest()/checkLoans() read from loan instead of global constants
  - SDCreditResponseOut: add overdueRate, penaltyRate, creditTerms fields
  - sdDirectService(): resolve effective credit days by partner type (20 for Diamond/Platinum)
  - InvoiceService: build credit terms from loan rates instead of hardcoded strings
  - Add reusable buildCreditTerms() helper in SDCreditServiceImpl