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Last modification
- Rev 35912 2026-03-02 12:44:53
- Author: amit
- Log message:
- Store loan-level overdue/penalty rates, dynamic credit terms and TnC via APIs
- Add overdue_rate and penalty_rate columns to Loan entity (frozen at creation)
- addInterest()/checkLoans() read from loan instead of global constants
- SDCreditResponseOut: add overdueRate, penaltyRate, creditTerms fields
- sdDirectService(): resolve effective credit days by partner type (20 for Diamond/Platinum)
- InvoiceService: build credit terms from loan rates instead of hardcoded strings
- Add reusable buildCreditTerms() helper in SDCreditServiceImpl