Subversion Repositories SmartDukaan

Last modification

• Rev 37574 2026-09-10 12:45:42
• Author: amit

• Log message:

  web offer: print the EMI scheme code, not a guessed expansion
  
  NCE / LCE / CIB are industry standard and now appear verbatim:
  
  Instant cashback. Rs.3,000 on Credit Card EMI (3, 6 months);
  Rs.3,000 on Credit Card Full Swipe. LCE on 3, 6 months. Banks: ...
  
  The expansions were not ours to invent. emi_scheme.display_name carries 'Cashback
  Instant Benefit' for CIB, and the evidence contradicts it: the Sep'26 cell
  '3 NC 6,9,12 CIB' puts CIB in ONE ladder with NCE, so it describes who bears the
  interest on a tenure rather than how a cashback is delivered - and 53 of 55 CIB rows
  carry a separate cashback amount anyway, which that expansion would make redundant.
  Pine Labs' own docs define ICB as Instant Cashback on UPI; the circular writes CIB 60
  times and ICB never.
  
  A guessed expansion on a partner badge risks stating the opposite of the truth - for
  CIB, advertising a benefit where the customer may in fact be bearing the interest.
  The code cannot be wrong that way.
  
  A scheme is still stated ONLY when the circular gave one; tenures with no scheme are
  described as nothing at all.
  
  Also fixes the singular: 'NCE on 3 month', not '3 months'.