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Rev 37352 Rev 37465
Line 124... Line 124...
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                boolean limitChanged = suggestedAmount.compareTo(existing.getSuggestedLimit()) != 0;
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                boolean limitChanged = suggestedAmount.compareTo(existing.getSuggestedLimit()) != 0;
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                boolean utilizationChanged = utilizationAmount.compareTo(existing.getUtilizedAmount()) != 0;
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                boolean utilizationChanged = utilizationAmount.compareTo(existing.getUtilizedAmount()) != 0;
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                boolean riskChanged = !newRisk.equals(existing.getRisk());
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                boolean riskChanged = !newRisk.equals(existing.getRisk());
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 127 
 
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                if (limitChanged || utilizationChanged || riskChanged) {
 128 
                if (limitChanged || utilizationChanged || riskChanged) {
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                    LOGGER.info("fofoId={} changed: limit {}→{}, util {}→{}, risk {}→{}",
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                    LOGGER.info("fofoId={} changed: limit {}→{}, util {}→{}, risk {}→{}, agedAppleStock={}",
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                            fofoId,
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                            fofoId,
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                            existing.getSuggestedLimit(), suggestedAmount,
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                            existing.getSuggestedLimit(), suggestedAmount,
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                            existing.getUtilizedAmount(), utilizationAmount,
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                            existing.getUtilizedAmount(), utilizationAmount,
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                            existing.getRisk(), newRisk);
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                            existing.getRisk(), newRisk,
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                            partnerDailyInvestment != null ? partnerDailyInvestment.getAgedAppleStockAmount() : 0);
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                    changedPartners.add(new PartnerLimitUpdateData(
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                    changedPartners.add(new PartnerLimitUpdateData(
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                            fofoId, suggestedAmount, utilizationAmount, newAvailable, newRisk, false));
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                            fofoId, suggestedAmount, utilizationAmount, newAvailable, newRisk, false));
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                }
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                }
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            } catch (Exception e) {
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            } catch (Exception e) {
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                LOGGER.error("Partner limit calc failed for fofoId={}, skipping: {}", fofoId, e.getMessage());
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                LOGGER.error("Partner limit calc failed for fofoId={}, skipping: {}", fofoId, e.getMessage());
Line 196... Line 197...
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                                          BigDecimal utilizationAmount, BigDecimal sidbiLimit) {
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                                          BigDecimal utilizationAmount, BigDecimal sidbiLimit) {
197 
        BigDecimal suggestedAmount = BigDecimal.ZERO;
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        BigDecimal suggestedAmount = BigDecimal.ZERO;
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        double utilization = utilizationAmount != null ? utilizationAmount.doubleValue() : 0;
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        double utilization = utilizationAmount != null ? utilizationAmount.doubleValue() : 0;
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        if (creditAccount == null || creditAccount.getGateway().equals(Gateway.SDDIRECT)) {
 200 
        if (creditAccount == null || creditAccount.getGateway().equals(Gateway.SDDIRECT)) {
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            if (partnerDailyInvestment != null) {
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            if (partnerDailyInvestment != null) {
- 
 
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                double creditableInvestment = getCreditableInvestment(partnerDailyInvestment);
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                if (hundredPercentLimitPartnerIds.contains(partnerDailyInvestment.getFofoId())) {
 203 
                if (hundredPercentLimitPartnerIds.contains(partnerDailyInvestment.getFofoId())) {
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                    suggestedAmount = BigDecimal.valueOf((partnerDailyInvestment.getTotalInvestment() - utilization) * 1);
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                    suggestedAmount = BigDecimal.valueOf((creditableInvestment - utilization) * 1);
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                    suggestedAmount = suggestedAmount.min(FIFTEEN_LAC);
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                    suggestedAmount = suggestedAmount.min(FIFTEEN_LAC);
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                } else {
 206 
                } else {
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                    suggestedAmount = getSuggestedLimit(partnerDailyInvestment.getTotalInvestment() - utilization);
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                    suggestedAmount = getSuggestedLimit(creditableInvestment - utilization);
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                }
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                }
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            }
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            }
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            if (suggestedAmount.doubleValue() < 0) {
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            if (suggestedAmount.doubleValue() < 0) {
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                suggestedAmount = BigDecimal.ZERO;
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                suggestedAmount = BigDecimal.ZERO;
210 
            }
 212 
            }
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        } else if (creditAccount.getGateway().equals(Gateway.SIDBI) && sidbiLimit != null) {
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        } else if (creditAccount.getGateway().equals(Gateway.SIDBI) && sidbiLimit != null) {
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            suggestedAmount = getSuggestedLimit(partnerDailyInvestment.getTotalInvestment() - utilization);
 214 
            suggestedAmount = getSuggestedLimit(getCreditableInvestment(partnerDailyInvestment) - utilization);
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            suggestedAmount = suggestedAmount.max(sidbiLimit);
 215 
            suggestedAmount = suggestedAmount.max(sidbiLimit);
214 
        }
 216 
        }
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        return suggestedAmount;
 217 
        return suggestedAmount;
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    }
 218 
    }
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 219 
 
- 
 
 220 
    /**
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 221 
     * Investment that counts toward a suggested limit: total investment less the value of Apple
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 222 
     * handsets the partner has held beyond {@link ProfitMandiConstants#AGED_STOCK_APPLE_DAYS} days
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     * from GRN.
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     *
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     * The haircut is applied here only. PartnerDailyInvestment.getTotalInvestment() is deliberately
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     * left alone, so stock value is unchanged for checkout payment options, the investment-OK gates
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 227 
     * and every partner-facing screen — this is a credit-limit policy, not a change to what the
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 228 
     * stock is worth.
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 229 
     */
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    private double getCreditableInvestment(PartnerDailyInvestment partnerDailyInvestment) {
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        return partnerDailyInvestment.getTotalInvestment() - partnerDailyInvestment.getAgedAppleStockAmount();
- 
 
 232 
    }
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 233 
 
218 
    private BigDecimal getSuggestedLimit(double investmentValue) {
 234 
    private BigDecimal getSuggestedLimit(double investmentValue) {
219 
        double percentageValue = discountMap.ceilingEntry(investmentValue).getValue();
 235 
        double percentageValue = discountMap.ceilingEntry(investmentValue).getValue();
220 
        return BigDecimal.valueOf(investmentValue * percentageValue).min(FIFTEEN_LAC);
 236 
        return BigDecimal.valueOf(investmentValue * percentageValue).min(FIFTEEN_LAC);
221 
    }
 237 
    }
222 
}
 238 
}