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</div>
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</div>
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<div class="recharge-faq-container">
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<div class="recharge-faq-container">
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<div id="faq" style="padding:12px;">
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<div id="faq" style="padding:12px;">
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<h2>Insurance Terms and Conditions</h2><br><br>
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<h2>Insurance Terms and Conditions</h2><br><br>
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Insurer will indemnify the Insured in the event of Theft/Burglary of MOBILE HANDSET alone and TABLETS with ‘Voice Calls’ only for a period of 12 months from the date and time of delivery of Mobile Handset to the customer, as per the terms, conditions, exclusions, excess, depreciation and warranties of the policy.<br><br>
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Insurer will indemnify the Insured in the event of Theft/Burglary of MOBILE HANDSET alone and TABLETS with ‘Voice Calls’ only for a period of 12 months from the date and time of delivery of Mobile Handset to the customer, as per the terms, conditions, exclusions, excess, depreciation and warranties of the policy.<br><br>
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INSURER - New India Assurance Co. Ltd.<br><br>
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INSURER - The New India Assurance Co. Ltd.<br><br>
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INSURED - Purchaser of the Mobile Handset OR his/her spouse or children. If the Purchaser is a ‘Company’, user is the duly authorised person.<br><br>
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INSURED - Purchaser of the Mobile Handset OR his/her spouse or children. If the Purchaser is a ‘Company’, user is the duly authorised person.<br><br>
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GEOGRAPHICAL LIMIT – World-wide<br><br>
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GEOGRAPHICAL LIMIT – World-wide<br><br>
|
| 65 |
RISK COVERAGE – Theft and/or burglary only<br><br>
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RISK COVERAGE – Theft and/or burglary only<br><br>
|
| 66 |
|
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 10px;font-weight:bold;">Claim Procedure</div>
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 10px;font-weight:bold;">Claim Procedure</div>
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<li>To intimate Insurance Company about the loss of Mobile Handset within 48 hours through Call Centre OR through e-mail OR through written communication to Insurer.</li>
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<li>To intimate Insurance Company about the loss of Mobile Handset within 48 hours through Call Centre OR through e-mail OR through written communication to Insurer.</li>
|
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<li>Claim documents can be downloaded from Insurance Company or its representatives website</li>
|
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<li>Claim documents can be downloaded from Insurance Company or its representatives website</li>
|
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<li>All claim documents to be couriered to Authorised Service Centre of the Insurance Company within 21 days from the date of incident.</li>
|
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<li>All claim documents to be couriered to Authorised Service Centre of the Insurance Company within 21 days from the date of incident.</li>
|
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<li>Decision on the claim will be communicated to claimant within 7 working days from the date of receipt of all hard copies of completed documents in original.</li>
|
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<li>Decision on the claim will be communicated to claimant within 7 working days from the date of receipt of all hard copies of completed documents in original.</li>
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| 74 |
</ul>
|
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</ul>
|
| - |
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Terms & Conditions of Insurance</div>
|
| - |
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<ul class='list' style="margin-left: 40px;">
|
| - |
|
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<li>Insurance Premium paid will not be refunded.</li>
|
| - |
|
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<li>Insurance will be invalidated for returned products.</li>
|
| - |
|
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</ul>
|
| 75 |
<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Exclusions</div>
|
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Exclusions</div>
|
| 76 |
<span style="padding-left: 0px;">Insurer is not liable</span><br><br>
|
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<span style="padding-left: 0px;">Insurer is not liable</span><br><br>
|
| 77 |
<ul class='list' style="margin-left: 40px;">
|
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<ul class='list' style="margin-left: 40px;">
|
| 78 |
<li>If the handset is not connected to Mobile Service Provider Network.</li>
|
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<li>If the handset is not connected to Mobile Service Provider Network.</li>
|
| 79 |
<li>Caused by incorrect storage, poor care and maintenance, careless use, negligence.</li>
|
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<li>Caused by incorrect storage, poor care and maintenance, careless use, negligence.</li>
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<li>Loss of mobile handset due to theft from an unattended vehicle unless the vehicle is of fully enclosed saloon type having at time all the doors/windows and other opening securely locked and properly fastened.</li>
|
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<li>Loss of mobile handset due to theft from an unattended vehicle unless the vehicle is of fully enclosed saloon type having at time all the doors/windows and other opening securely locked and properly fastened.</li>
|
| 85 |
<li>Loss of mobile handset due to theft from the building unless there is visible forcible entry/exit into/from the building.</li>
|
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<li>Loss of mobile handset due to theft from the building unless there is visible forcible entry/exit into/from the building.</li>
|
| 86 |
<li>If the documents are found to be tampered; non-disclosure of material fact, fraud/misrepresentation.</li>
|
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<li>If the documents are found to be tampered; non-disclosure of material fact, fraud/misrepresentation.</li>
|
| 87 |
<li>The policy is not transferable.</li>
|
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<li>The policy is not transferable.</li>
|
| 88 |
</ul>
|
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</ul>
|
| 89 |
<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Excess</div>
|
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Excess(Minimum Deduction)</div>
|
| 90 |
|
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| 91 |
<div>The excess will be 5% of the value of each claim subject to a minimum of Rs.500/-</div>
|
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<div>The excess will be 5% of the value of each claim subject to a minimum of Rs.500/-</div>
|
| 92 |
|
97 |
|
| 93 |
<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Depreciation</div>
|
98 |
<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Depreciation</div>
|
| 94 |
<div id="depriciationTable">
|
99 |
<div id="depriciationTable">
|
| 95 |
<table cellpadding="0" cellspacing="0" border="0" width="100%" id="orderData" class="tablesorter">
|
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<table cellpadding="0" cellspacing="0" border="0" width="100%" id="orderData" style='margin-left:0px' class="tablesorter">
|
| 96 |
<thead>
|
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<thead>
|
| 97 |
<th>Days</th>
|
102 |
<th>Days</th>
|
| 98 |
<th class="borderRight">Depreciation</th>
|
103 |
<th class="borderRight">Depreciation</th>
|
| 99 |
</thead>
|
104 |
</thead>
|
| 100 |
<tbody>
|
105 |
<tbody>
|