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<h2>Insurance Terms and Conditions</h2><br><br>
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Insurer will indemnify the Insured in the event of Theft/Burglary of MOBILE HANDSET alone and TABLETS with ‘Voice Calls’ only for a period of 12 months from the date and time of delivery of Mobile Handset to the customer, as per the terms, conditions, exclusions, excess, depreciation and warranties of the policy.<br><br>
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INSURER - The New India Assurance Co. Ltd.<br><br>
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INSURED - Purchaser of the Mobile Handset OR his/her spouse or children. If the Purchaser is a ‘Company’, user is the duly authorised person.<br><br>
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GEOGRAPHICAL LIMIT – World-wide<br><br>
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RISK COVERAGE – Theft and/or burglary only<br><br>
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 10px;font-weight:bold;">Claim Procedure</div>
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<ul class='list' style="margin-left: 40px;">
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<li>For Theft or Burglary of the handset immediate intimation to be given to the police within 48 hours of occurrence of incident and proper documents to be obtained AND inform the telecom service provider within 48 hours about theft of handset in order to block the SIM services.</li>
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<li>To intimate Insurance Company about the loss of Mobile Handset within 48 hours through Call Centre OR through e-mail OR through written communication to Insurer.</li>
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<li>Claim documents can be downloaded from Insurance Company or its representatives website</li>
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<li>All claim documents to be couriered to Authorised Service Centre of the Insurance Company within 21 days from the date of incident.</li>
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<li>Decision on the claim will be communicated to claimant within 7 working days from the date of receipt of all hard copies of completed documents in original.</li>
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</ul>
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Terms & Conditions of Insurance</div>
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<ul class='list' style="margin-left: 40px;">
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<li>Insurance Premium paid will not be refunded.</li>
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<li>Claims will be settled by UB Insurance Associates on behalf of The New India Assurance Co. Ltd.Saholic.com will not be responsible for claim approval and disbursement.</li>
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<li>Insurance will be invalidated for returned products.</li>
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</ul>
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Exclusions</div>
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<span style="padding-left: 0px;">Insurer is not liable</span><br><br>
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<ul class='list' style="margin-left: 40px;">
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<li>If the handset is not connected to Mobile Service Provider Network.</li>
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<li>Caused by incorrect storage, poor care and maintenance, careless use, negligence.</li>
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<li>Due to mysterious disappearance, forgotten or misplaced or Lost or if handset is left unattended at any point of time.</li>
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<li>Caused by war, war like operation, act of foreign enemy, civil war, rebellion, civil commotion, military usurped power, seizure, capture, confiscation, arrests, restrains and detainment by order of any Government or any other Authority.</li>
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<li>Caused whilst engaging in criminal acts.</li>
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<li>Caused by consequential loss or damage of whatsoever nature or any costs incurred in connection with claim under this policy, including postage, transit costs and reconnection cost.</li>
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<li>Loss of mobile handset due to theft from an unattended vehicle unless the vehicle is of fully enclosed saloon type having at time all the doors/windows and other opening securely locked and properly fastened.</li>
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<li>Loss of mobile handset due to theft from the building unless there is visible forcible entry/exit into/from the building.</li>
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<li>If the documents are found to be tampered; non-disclosure of material fact, fraud/misrepresentation.</li>
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<li>The policy is not transferable.</li>
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</ul>
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Excess(Minimum Deduction)</div>
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<div>The excess will be 5% of the value of each claim subject to a minimum of Rs.500/-</div>
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<div style="text-align: center;padding: 10px;font-size: 20px;border-top: 1px solid #999;color: #2789C1;margin-top: 35px;font-weight:bold;">Depreciation</div>
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<thead>
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<th>Days</th>
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<th class="borderRight">Depreciation</th>
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</thead>
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<tbody>
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<tr>
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<td>0 – 60 days</td>
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<td>15%</td>
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</tr>
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<tr>
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<td>61-150 days</td>
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<td>30%</td>
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</tr>
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<tr>
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<td>151 – 365 days</td>
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<td>45%</td>
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